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This explanatory form is prepared according to Article 10 of the "Law on Protection of Personal Data" no. 6698 and the purpose of this form is to explain and give information to you about the method, objective and legal reasons and your rights regarding protection of your personal data.
Your personal data which you have declared to our company or provided by our company through various channels in order to receive factoring services/provide products from Yapı Kredi Faktoring Anonim Şirketi, shall be processed in the capacity of "Data Supervisor" within the scope of the "Law on Protection of Personal Data".
Your personal data shall be processed in relation to the factoring activities and within the personal data processing conditions and objectives provided for in the Law No 6698 for the purposes of performance of the necessary works by our business units so that you can benefit from the products and services offered by our Company, and for establishing communication relating to a product and a service purchased/to be purchased by you, and also utilization thereof in marketing activities, if you separately permit in this regard; for product/service proposals, modeling, reporting, scoring, risk monitoring, intelligence, identifying and implementing commercial and business strategies of our Company, existing or new product studies of our Company and our subsidiaries and determining potential client(s), etc.
In order to perform factoring transactions and carry out our business operations, your personal data may be disclosed within the framework of the personal data processing conditions and objectives as mentioned in the articles 8 and 9 of the Law No 6698 to the administrative and legal authorities to which we are legally bound to disclose such data, to legal entities such as the Credit Bureau of Turkey, Interbank Card Centre, the Banks Association of Turkey Risk Centre, to direct and indirect shareholders of our Company and our subsidiaries in Turkey and abroad, to our business partners and suppliers, to companies through which it conducts activities in the capacity of intermediary/agent, to third persons in and out of Turkey from which support services or services are received by our Company in cases it is permitted under related laws and regulations, independent audit firms, certified public accountants , to institutions which are permitted to receive such information according to the Law on Financial Leasing, Factoring and Finance Companies, the Banking Regulation and Supervision Agency, the Capital Markets Board, the Central Bank of the Republic of Turkey, subject to legal requirements and within the framework of legal restrictions. For the specified purposes, your personal data shall be processed within the scope of the Factoring, Tax, MASAK (Financial Crimes Investigation Board), Social Security Institution laws and due to other regulations which concern the Factoring companies.
Your personal data shall be gathered through the applications made to our Head Office or Branches, contracted retail dealers and companies for which we conduct activities as intermediary/agent, through web sites, ATMs, our internet branches/sites, our call centers, social media, by client interviews, surveillance of criminal records, market intelligence, Identity Sharing System, Address Sharing System, SMS channels, digital applications made to web sites, all our mobile applications, written/digital applications made to direct sales teams, direct banking, Member Merchant POS channels, contracted stores, online sales sites, SSI (Social Security Institution) records, companies from which call center services are received, PTT (Post Office), Interbank Card Centre and similar methods and through other channels which our Company contacts or will contact in the future with its clients, and shall be kept in accordance with related laws and regulations within legally required periods.
In relation to processing of your personal data by our Company; according to article 11 of the Law on Protection of Personal Data, you have the right to be informed whether your personal data is processed or not, if your personal data is processed, to demand information relating thereto, to be informed about the purpose of processing your personal data and whether they are used for that purpose or not, to be informed about the third persons to whom personal data are disclosed in Turkey and abroad, if personal data is processed incorrectly, to demand correction thereof, upon termination of the reasons which necessitate processing of personal data, to demand deletion or annihilation of personal data, to demand declaration of correction or deletion transactions to third persons to whom personal data is disclosed, to object against any outcome which may occur as a result of analysis of the data processed by automatic systems exclusively, to demand compensation of any losses which you may suffer due to illegal processing of personal data.